Arizona Paycheck Calculator (2026)
Calculate your Arizona paycheck. See your exact Arizona take home pay after federal tax, Arizona income tax, Social Security, and Medicare. Free, instant, no signup.
Arizona Income Tax — What to Expect
Arizona has a flat income tax rate. Arizona utilizes a flat income tax rate of 2.50% on all taxable wage income.
This means a Arizona resident earning $60,000 as a single filer takes home approximately $4,062 per month after federal and Arizona income tax, Social Security, and Medicare.
What Is Withheld from a Arizona Paycheck
Every Arizona paycheck has the same mandatory deductions regardless of your employer or industry:
Calculated using 2026 IRS brackets based on your gross pay and filing status. Ranges from 10% to 37% depending on income.
6.2% of gross wages withheld up to $176,100 annually in 2026. This cap protects higher earners from excess withholdings.
1.45% flat rate on all earned wages with no annual cap. An additional 0.9% surtax applies to high earners above $200,000.
Arizona utilizes a flat income tax rate of 2.50% on all taxable wage income.
How to Use the Arizona Paycheck Calculator
Enter Gross Wages: Input your gross period base salary or hourly pay, and select your pay period frequency.
Select Filing Status: Confirm your W-4 federal filing status (Single, Married, or Head of Household).
Add Pre-Tax Deductions: Claim traditional 401(k), HSA/FSA contributions, and employer-sponsored insurance premium plans.
Export & Download: Click Calculate to review your complete paycheck breakdown and export a downloadable PDF copy.
Arizona Paycheck Example — $60,000 Salary
This example uses a $60,000 annual salary, single filing status, biweekly pay (26 pay periods per year), and no pre-tax deductions beyond the standard federal deduction.
These figures are estimates. Your actual take-home pay will differ based on your specific deductions, filing status, and W-4 elections.
Arizona Payroll Tax Summary 2026
| Tax Type | Rate | Payroll Rules & Notes |
|---|---|---|
| Federal Income Tax | 10% – 37% | Based on W-4 filing status and progressive federal tax brackets |
| Social Security (FICA) | 6.2% | Applies to annual wages up to the $176,100 limit base |
| Medicare (FICA) | 1.45% | All earned wages, no annual limit cap |
| Additional Medicare | 0.9% | Wages exceeding $200,000 (single) or $250,000 (married jointly) |
| Arizona Income Tax | 2.50% | Classified as a flat income tax rate |
Frequently Asked Questions — Arizona Payroll
Q:Is 2.5% Arizona's permanent income tax rate?
Arizona moved to a flat 2.5% rate in 2023 after a multi-year reduction from higher graduated rates. The flat rate is set by state law and has been stable since implementation.
Q:Does Arizona have local income taxes?
Arizona does not have local income taxes. Cities and counties in Arizona cannot impose separate income taxes on wages.
Q:How does Arizona's flat rate compare to neighboring California?
California has a progressive income tax with a top rate of 13.3% — the highest in the nation. Arizona's 2.5% flat rate means Arizona workers keep significantly more of every dollar compared to California residents at the same income level.
Q:Do retirees pay Arizona income tax on Social Security?
Social Security benefits are exempt from Arizona income tax. For retirees, this is a significant advantage — only other taxable retirement income such as pension distributions and IRA withdrawals is subject to Arizona's 2.5% tax.
Q:What is Arizona's standard deduction?
Arizona uses the federal standard deduction as the baseline for state income tax. For 2026, this is $15,000 for single filers and $30,000 for married filing jointly.
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Running payroll for Arizona employees?
Gusto handles Arizona payroll taxes automatically — federal withholding, Arizona income tax, and all filings.